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I don’t know about you but I am a little bit of an impulse buyer. I love technology and when I get the advertising flyers in the mail I want to go out and buy these things straight away! But there are a few questions I will always ask myself before buying something so that I don’t buy something that is a dud.

1. Do I Really Need This?

2. How Much Will I Use This Item?

3. Have I Read Reviews on This Item?

4. Could I Buyer It Cheaper 2nd Hand?

5. Will It Go Down In Price In The Next Few Months?

6. Will I Ever Resell This? If So How Much Can I Sell it For?

7. Is There Another Version/Brand of This Product For Cheaper

8. Is There Another Way I Can Source This Money Apart From Cash?

9. Can I Claim This on My Tax-Free Money

10. What is One Way I Could Use the Money Better

11. Is This Item Really Worth It?